Surrogate Compensation
While delivering a baby for another family is an extraordinary experience, gestational surrogacy is a physical and emotional journey, which warrants proper compensation for the surrogate mother. The money paid to surrogates can help buy a car, put a down payment on a new home, pay off debt, allow them to get paid while staying home with their own young children, or even working their regular job.
Surrogate mother pay can vary, but the average surrogate living in Florida is paid a base of $40,000-$50,000 with additional compensation and benefits based on whether she’s an experienced gestational carrier and whether she has health insurance.
Starting at
$40,000 – $50,000+
Once a base fee is established, a surrogate will receive additional payments of:
$1,000
for the start of medications (excluding birth control)
$1,000
for the embryo transfer
$1,000
for a positive pregnancy test (with a beta that exceeds 100)
The total compensation package and payment disbursements is governed by a legal contract to protect both the surrogate mother and the intended parents.
Surrogate Reimbursement
GS’s living expense reimbursement is approximately $45,000.00, but it may vary depending on the specific circumstances of each case.
Proposed Surrogate’s Living Expense Reimbursement Schedule:
- 8 Weeks (Ultrasound) Confirmation of Heartbeat $2,000.00
- 12 Weeks $2,500.00
- 16 Weeks $3,000.00
- 20 Weeks $4,500.00
- 24 Weeks $5,500.00
- 28 Weeks $6,000.00
- 32 Weeks $6,000.00
- 36 Weeks $7,000.00
- Delivery $8,500.00
Additional reimbursements for unexpected medical situations:
- $5,000.00 for each multiple beyond Baby #1
- $2,500.00 for C-section
- $350.00 dropped or cancelled cycle or transfer
- $4,000.00 for loss of uterus
- $1,500.00 for selective reduction
- $1,500.00 for miscarriage
- $500.00 for amniocentesis (paid per sac tested) or CVS
- $2000.00 each for loss of any fallopian tube(s)/ovary(ies)
- $500.00 for cerclage
- $500.00 for ectopic pregnancy
Surrogate’s Living Expense Reimbursement FAQ’s
The living expense reimbursement for surrogates usually starts at $40,000 for first-time surrogates, with experienced surrogates receiving higher amounts. However, these are estimates and subject to individual circumstances.
The living expense reimbursement typically starts with the commencement of medications and continues at various times before confirmation of pregnancy and periodically throughout the pregnancy.
Yes, surrogates receive a $300 monthly stipend beginning upon execution of the Gestational Surrogacy Agreement. This stipend covers miscellaneous expenses such as local travel, childcare for medical appointments, and other incidental expenses.
Yes, surrogates may receive additional living expense reimbursements if they deliver via Caesarean section or if they carry and deliver multiples. These additional amounts are paid in the final disbursement to the surrogate.
Lost wages for surrogates are based on the surrogate's net pay, confirmed by her pay stubs. Wages are reimbursed for time missed from work due to doctor appointments and if the surrogate is put on bed rest by her doctor. Post-delivery, the surrogate will also be reimbursed for lost wages.
Yes, if the surrogate is put on bed rest by her doctor, she receives an allowance for housekeeping expenses and reasonable reimbursement for childcare expenses if applicable.
The surrogacy agency or intended parents usually cover all reasonable travel expenses incurred by the surrogate, including mileage, accommodations, and meals.
Yes, the surrogate is reimbursed for beginning the medications necessary for a gestational surrogacy and for each actual transfer attempt. These reimbursements are separate from the living expense reimbursement.
Yes, the surrogate receives reimbursements for maternity clothes at specific stages of pregnancy, with $600 provided at 16 weeks and an additional $300 at 24 weeks.
Medical and laboratory expenses for surrogates depend on the chosen medical providers. Additionally, both the surrogate and intended parents may undergo psychological evaluations, with fees ranging from $350 to $1,000, paid directly to the provider.